Debt reduction calls

Consumers filed 59,557 complaints in this category in the 30 days to Oct 21, 2026 (+68% vs the previous 30 days), and 91% of those calls used a recorded message.

Debt relief companies that sell by phone are not allowed to charge fees before they actually settle or reduce your debt. Unsolicited robocalls offering to lower your credit card interest rate are a common scam: never give a card number or Social Security number to an unexpected caller.